Your Finances LLC
Founded in 2017 by a visionary Latina entrepreneur, Your Finances LLC is dedicated to guiding individuals toward financial empowerment and purposeful living.
Focused on cultivating good financial habits, the organization utilizes real estate as a primary tool for wealth creation.
Under the leadership of its Latina founder, Your Finances LLC is committed to helping clients build lasting legacies, combining strategic financial planning, and the transformative potential of real estate to shape prosperous futures for individuals and their families.
Our Mission
At Your Finances LLC, our vision is to empower individuals to cultivate good financial habits aligned with God's purpose. Through wise money management and faith-based principles, we guide clients toward a life of stewardship, generosity, and purposeful living. Together, we build legacies that honor God and positively impact generations.
Our Services
Budget Creation with a Purpose
We help you creating a monthly budget that aligns with your personal goals (saving for an emergency fund, paying off debt, buying a home, etc)
Invest in Real Estate
We help you creating a plan to invest in real estate to create wealth and generational income.
As a Real Estate Agent, mortgage loan officer. We are familiar with financing options that help you buying real estate as the main investment vehicle.
Buy a Home
Make sure you’re actually ready to buy a home!
By analyzing your financial situation and if you are not there yet! We help you getting there.
By working with us, you will be able to have what it takes to become a homeowner!
Opening a Business
We help you registering your business and creating the foundation for a successful business!
We partner with organizations that with help you gaining the knowledge about running your business!
Business Financing
We help you choosing the right financing for your business and match your with a lender that will grant the financing you and your business needs (equipment, commercial loans, SBA loans, etc)
Quickbooks
Consulting
Are you looking for a software that will help you managing your business finances?
Yes! We can help you setting up your Quickbooks Online Account and teach you how to use.
About the Founder
Myriam E. Cruz is a seasoned business professional, boasting a rich background in operations, accounting, entrepreneurship, and business commercial and SBA lending. With over two decades of experience in the financial and banking industry, she serves as the principal owner-operator of Your Finances LLC, a dynamic business consulting firm.
At the heart of Myriam's professional ethos is a fervent passion for crafting and implementing cost-effective, process-efficient operating solutions tailored to the unique needs of small businesses. Her commitment extends beyond the financial realm to cultivating robust client relationships, recognizing them as the cornerstone of her business identity. This profound connection fuels her dedication to understanding client needs intimately and devising comprehensive solutions that yield end-to-end systematic results.
Myriam's journey encompasses an insider's perspective gained from years within banks, where she managed business finances and functioned as a consultant in commercial lending. Drawing on this wealth of experience, she articulates, "Having navigated the intricacies of banking, handling business finances, and providing consultancy in commercial lending, I comprehend the challenges individuals face with money. My mission is to make a meaningful impact by sharing best practices, ultimately reshaping your financial future."
Testimonials
I'm in the process of starting a small business and was looking out for SBA loans. This being my first business and the loan amount being significant, I thought I had very little chance of obtaining the loan through SBA. Thanks to Myriam, who worked tirelessly with me to ensure that we got all my paperwork in order - business plans, pro-forma financials, estimates of start-up costs, corporate experience, other supporting adviser/consultant etc. Myriam is honest and trustworthy and was able to manage my expectations very well. By the time I closed on the loan, Myriam had already moved on to Celtic Bank but the ground wok that she laid along with the transition process set me up for success. I highly recommend working with Myriam, particularly on your SBA loan needs
━ Sesh Subramanian
Your Finances Solutions
Unlock the keys to financial success with our cutting-edge Financial Literacy solutions! Elevate your wealth-building journey for both you and your business. Secure the commercial capital essential for your real estate endeavors through our tailored Lending Solutions, providing a diverse range of lending options to meet your specific needs. Prosperity begins with informed financial decisions – let us guide you towards a prosperous future!
Copyright © 2023 All Right Reserved