Finances Mogul & Small Business Lending Expert


About the President & CEO

Myriam E. Cruz is a business professional with diverse operations, accounting, entrepreneurial experience, and business lending experience. Her passion lies in developing and implementing cost-effective and process efficient operating solutions for small businesses. Client relationships are the core of her being in this business; it is this connection that drives her desire to interpret client needs and design solutions to deliver end-to-end systematic results.

With over 18 years of experience in the financial and banking industry,  she is the principal owner-operator of  Your Finances LLC, and works as a private consultant on QuickBooks implementation, business coach, business lending consulting, and Financial Coach.   Her emphasis is tied to using QuickBooks accounting software as a tool to deliver a full range of financial and administrative solutions for small businesses and tying all financials to help business growth and qualify for financing.

Myriam also joined NJSBDC (New Jersey Small Business Development Center) at RVCC as the Center’s first Spanish business and business loan package development counselor. Her professional and bilingual capabilities help the NJSBDC provide counseling and training services to a broader audience.

Myriam served as a Board Member on the Statewide Hispanic Chamber of Commerce of New Jersey and has been a speaker for the Small Business Administration SBA regarding Small Business Lending and specifically on how to obtain an SBA Loan.

Myriam assisted hundreds of business owners to obtain financing through Commercial Real Estate, SBA Loans, Equipment Financing, and lately to qualify and obtain Covid-19 Grant Programs through the Small Business Administration, the NJ EDA, and others available for business owners.

"I want to make an impact on every person that I meet, consumers and business owners" As a Latina I know we don't have full access to all opportunities and tools available to be successful. I want to share my skills, knowledge, and help others to get to the next level".


Monday - Friday

*By Appointment Only





          142 Broad St

          2nd Floor

          Elizabeth, NJ 07201

           Appointment by Zoom                     Available

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